Bussiness Ideas
RCMH Card (Riddhima Chandan Media House Pvt. Ltd.) is a fintech-driven student community platform offering India’s first exclusive discount card for students. The card provides access to 300+ brands offering gift cards, coupons, and special deals in sectors like education, healthcare, lifestyle, and e-commerce.
Our business model revolves around a prepaid membership card, issued both digitally and physically, that enables students to save on essential and aspirational purchases. We partner with brands to offer exclusive student discounts, while also promoting their visibility among India’s large student population.
Beyond savings, RCMH Card also creates value through:
Internship & training opportunities,
Startup mentorship via EDC India,
Community engagement and events,
Career-building initiatives.
RCMH Card (Riddhima Chandan Media House Pvt. Ltd.) is a pioneering fintech startup offering India’s first student-focused community discount card, designed to make quality products and services more affordable for students across the country. The concept is built on a prepaid membership model, available in both physical and digital formats, that provides access to exclusive gift cards, coupons, and discounts from 300+ partner brands across education, healthcare, lifestyle, food, fashion, and e-commerce.
Our innovation lies in combining financial savings with community empowerment. Students purchase the RCMH Card and gain access to handpicked deals and offers specially curated for their age group and needs. Simultaneously, brands benefit by directly engaging with a vast, loyal, and dynamic student user base, enhancing their visibility and conversion among youth.
RCMH operates on a B2B2C revenue model, generating income through card sales, brand partnerships, event sponsorships, and student campaigns. Importantly, we do not process refunds, ensuring a lean and risk-free financial structure.
In addition to discounts, RCMH Card offers career development benefits through our partnership with EDC India—providing access to internships, training programs, startup mentorship, and events that enhance student employability and entrepreneurial mindset.
We aim to build a scalable, pan-India ecosystem that supports student savings, brand growth, and youth engagement. Our long-term vision is to become the go-to fintech platform for India’s student population, connecting them not just to discounts, but to opportunities that empower their future.
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