Bussiness Ideas

Unloc is a breakthrough financial solution that reimagines the relationship between savings and credit—tailored specifically for small businesses, micro-entrepreneurs, and individuals with irregular or seasonal income flows. UNLOC a unique, integrated system that enables users to make small, flexible recurring deposits and, in return, unlock access to EMI-free credit at predefined milestones. This innovative model eliminates the burden of traditional EMIs and high-interest loans. Instead, any credit availed is automatically repaid from the user’s accumulated savings at the end of the term. This not only eases repayment pressure but also instills the habit of disciplined saving. The system acts as a dual-benefit engine—offering present liquidity through credit and ensuring future security through savings. Unloc serves as a lifeline for users often excluded from formal credit systems. Whether it’s a shopkeeper restocking goods, a farmer preparing for a new crop cycle, or a daily wage worker planning for emergencies—Unloc offers timely, dignified, and responsible financial access without the pitfalls of debt dependency. By combining accessibility, flexibility, and financial discipline, Unloc is more than a financial product—it’s a financial empowerment movement. It bridges the gap between cash flow challenges and long-term financial resilience, helping individuals grow without financial strain. With Unloc, we aim to unlock financial freedom for millions, fostering a more inclusive, secure, and opportunity-rich future for India’s underserved communities—one deposit, one milestone, one life at a time.

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Startup Teams

• 1 DEEPCHAND CHAUDHARY (Founder)

Incubation Details

Not Incubated