Bussiness Ideas

B-Power Industries Private Limited is a pioneering supply chain finance provider empowering India’s 63 million MSMEs and startups in a $1.5 trillion market. Founded by Gaurav Bajaj, leveraging 12 years in corporate and family manufacturing, B-Power tackles the financial bottlenecks that cause 90% of MSMEs to fail early. MSMEs face delayed payments (30-45 days), bad debts, cumbersome credit recovery, and limited bank financing, which favor corporates with flexible credit over MSMEs’ high-collateral loans. B-Power’s tech-driven platform offers a transformative solution: up to 48 days of interest-free credit, enabling MSMEs to compete without cash-flow strain; payments within one day of delivery to eliminate bad debt risks; and buyer credit limits (3-5% of turnover) to build trust and drive sales. By listing MSME products on an e-commerce platform, B-Power connects them to distributors, expanding market reach. Bank partnerships provide channel financing, unlocking credit without collateral or high turnover requirements. As a first mover, B-Power’s value lies in financial flexibility, risk reduction, and growth enablement. It generates revenue through sales commissions, product sales, and financing fees, onboarding MSMEs for ?500 via e-commerce and DSAs. Targeting businesses under 25 crores, B-Power plans to onboard 100 MSMEs in year one, hit 100 crores by 2026, and scale to ?100 crores by 2027, using ?20 lakhs in funding for prototype development and market entry. Led by Gaurav Bajaj and Richa Sinha, B-Power aims to lead supply chain finance, fostering an inclusive MSME ecosystem.

Startup Teams

• 1 Gaurav Bajaj (Founder)
• 2 RICHA SINHA (Founder)

Incubation Details

• Incubator Name
  Integral Startups Foundation-Centre for Incubation and Entrepreneurship Development
• Incubator Host Institution
  Integral University
• State
  Uttar Pradesh
• City
  Lucknow