Bussiness Ideas

Shivicx is an AI-first technology powerhouse engineered to build a "Made in India, for the World" financial ecosystem. Our vision is to resolve the fundamental disconnect between physical trade and digital credit by replacing manual, error-prone accounting with Autonomous Business Intelligence. At our core, the Shivicx motto—"AI Intelligence for Modern Businesses"—drives a vertically integrated stack designed to turn fragmented MSME data into a global asset class. The ecosystem functions through a high-fidelity data pipeline: Netra (The Vision): Our proprietary, defense-grade AI-OCR and ERP suite. It digitizes the "Kacha Bill" reality of Indian trade, eliminating 70% of manual friction and providing merchants with real-time inventory and GST sovereignty. Shoonya (The Hub): An autonomous lending rail that leverages Netra’s "Ground-Truth" data to provide seamless, zero-friction credit lines, connecting merchants directly to institutional NBFC capital. Built on a foundation of 2026 DPDP compliance and led by a founding team from Jai Kisan and Yulu, Shivvicx is more than a tool, it is a secure data highway. We are engineering a future where Indian-led AI intelligence resolves core business issues at scale, proving that a localized "Made in India" product can set the global standard for modern, data-driven commerce.

Startup Teams

• 1 Rajat Singh (Founder)
• 2 Adarsh Negi (Founder)

Incubation Details

• Incubator Name
  AIC - Mahamana Foundation for Innovation & Entrepreneurship - IM-BHU
• Incubator Host Institution
  Institute of Management Studies, Banaras Hindu University
• State
  Uttar Pradesh
• City
  Varanasi