Bussiness Ideas

PulseOne is a Sovereign Health and Finance Protocol designed as a unified national-scale operating system. It connects fragmented healthcare silos—Hospitals, Insurers, Lenders, and Patients—into a single, real-time digital "umbilical cord" to make healthcare predictive, affordable, and humane. The Core Problem Indian healthcare suffers from a "Coordination Failure." * Patients: 70 million people fall below the poverty line annually due to medical bills. Hospitals: Face a 30-90 day liquidity crisis due to delayed insurance claims and high patient drop-out rates. Finance: Traditional banks are "blind" to clinical data, leading to high rejection rates for medical loans. The PulseOne Solution (360° Care Ecosystem) PulseOne moves beyond being just an "app" to becoming the infrastructure layer for Bharat through three integrated pillars: 1. Unity Care OS (B2B Infrastructure) A modular hospital operating system that digitizes everything from OPD/IPD to billing. It integrates with the ABDM (Ayushman Bharat Digital Mission) to ensure data portability and real-time insurance claim verification. 2. HEXI-Score™ & PulseOne Card (Fintech Layer) Our proprietary Health-Equity-Exchange Index (HEXI-Score™) uses clinical underwriting (medical intent and treatment necessity) instead of just CIBIL. This allows for instant, 0% EMI financing at the hospital desk in under 5 minutes. 3. Predictive Intelligence (Jeevan-Lipi AI) The system uses AI to shift healthcare from Reactive to Predictive. By analyzing early risk signals, PulseOne helps prevent medical crises before they occur, reducing long-term costs for patients and insurers. Market Impact & Scaling Traction: Already onboarded 100+ hospitals and facilitated ?86 Lakhs in medical financing through manual pilots. Asset-Light Model: PulseOne does not compete with hospitals or banks; it acts as a Patient Acquisition and Operating Engine for them. Social Livelihood: Through the Arogya-Mitra (ZeenSathi) network, we create local employment in Tier 2 and Tier 3 cities to assist patients on the ground. Summary Positioning: PulseOne is the missing operating protocol that ensures treatment never stops because money or data is missing. It is building the connected healthcare backbone for India.

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Startup Teams

• 1 Salman Khan (Founder)
• 2 Zinat Khatoon (Founder)

Incubation Details

Not Incubated