Bussiness Ideas

IDYC360 is a RegTech platform designed to strengthen India’s financial integrity framework in line with RBI and FIU-IND risk-based compliance principles. As digital payments and online financial services expand rapidly, financial crime risks are increasing beyond the capacity of traditional compliance systems. In India, cyber fraud losses exceeded ?22,845 crore in 2024, highlighting the urgent need for real-time, intelligence-driven controls. IDYC360 provides a unified & centralized, AI-powered compliance ecosystem that enables regulated entities to detect, assess, and respond to financial risks in real time. The platform integrates real-time monitoring and fraud detection, and ongoing due diligence into a single, scalable architecture. This supports key regulatory obligations, including AML, CFT, and CFP, and continuous monitoring as mandated by RBI and FIU-IND guidelines. At its core, IDYC360 applies adaptive risk scoring and behavioral analytics to reduce false positives, automate case workflows, and generate transparent, auditable decision trails aligned with FATF’s risk-based approach. The platform is 100% indigenous (India-first), API-first, and capable of processing millions & billions of transactions while maintaining data security (no-cloud dependence), traceability, and regulatory reporting readiness. Delivered through an evolving AI/ML model, IDYC360 makes enterprise-grade regulatory compliance accessible, efficient, and future-ready for India’s evolving digital financial ecosystem.

Startup Teams

• 1 Pankaj Kumar (Founder)
• 2 Soni Devi (Director)
• 3 Soni Tiwari (Partner)

Incubation Details

• Incubator Name
  NIET Technology Business Incubator Foundation
• Incubator Host Institution
  Noida Institute of Engineering and Technology
• State
  Uttar Pradesh
• City
  Gautam Buddha Nagar